MN HF2880

Direct primary care agreements are explicitly excluded from classification as health insurance, health plans, or health maintenance contracts under Minnesota law, exempting them from regulation under chapters 60A to 72A.

Agreements must be written contracts between a patient (or legal representative) and a primary care provider that describe covered health care services in exchange for a periodic fee.

Either party may terminate the agreement in writing without penalty, either immediately or with no more than 60 days notice.

Agreements must specify all fees, allow third-party payment of fees, prohibit providers from charging additional compensation for services already included in the periodic fee, and prominently state the agreement is not health insurance.

Effective date is July 1, 2025 for agreements issued, offered, or renewed on or after that date.