MN HF2923

Minnesota State High School League must contract for catastrophic injury insurance providing at least $10,000,000 in lifetime coverage per injury with a $50,000 deductible, covering medical care, personal care, medications, vehicles, and wheelchairs

Coverage extends to student athletes, managers, trainers, and cheerleaders (including ninth graders) participating in interscholastic competition and related pregame/postgame activities

Insurance policy must prohibit denial of claims for medical items, treatments, or services recommended by the injured student's treating health care provider

League must make payments between January 1, 2026 and January 1, 2027 to two former athletes who suffered catastrophic injuries—one in a 2011 hockey game and one in a 2022 football game—for expenses not covered by insurance (specific payment amounts left blank in bill)

Catastrophic injury payments to these two individuals are exempt from state income tax for taxable years 2026