MN HF2943

Establishes escalating penalties for employers who fail to enroll employees or distribute information about the Minnesota Secure Choice Retirement Program: $100 per employee (max $4,000) at year 2, $200 per employee (max $6,000) at year 3, $300 per employee at year 4, and $500 per employee for each year after

Doubles penalties when employers violate both enrollment and information distribution requirements simultaneously

Creates a misdemeanor criminal offense for employers who willfully fail to remit withheld payroll contributions within 10 days after written demand from the executive director

Requires employers who fail to remit contributions to pay interest plus a $250 penalty per employee for second-time violations

Allows covered employees or the attorney general to bring civil actions against noncompliant employers, with violators liable for compensatory damages, injunctive relief, and attorney fees