MN HF3789

All health plans must cover pap tests and medically necessary follow-up diagnostic services without deductibles, co-payments, coinsurance, utilization review, referral requirements, delay periods, or quantity limitations, effective January 1, 2027

Commissioner of Commerce must reimburse health plan companies for the cost of coverage that exceeds what plans provided as of January 1, 2026, with general fund appropriations beginning in fiscal year 2028

Health savings account (HSA) and catastrophic plan enrollees are exempt from the no-cost-sharing requirements until they meet their deductible to preserve federal tax eligibility

Medical Assistance (Medicaid) program must provide the same pap test coverage requirements as private health plans, effective January 1, 2027 or upon federal approval, whichever is later

Health plan companies must report quantified costs of the additional benefit to the Commissioner of Commerce using a format developed by the commissioner