MN HF3794

Prohibits using automated decision systems (including AI and machine learning) to set individualized prices for consumers or wages for workers based on surveillance data such as personal characteristics, behaviors, biometrics, browsing history, location data, or purchase history

Allows differential pricing only when justified by actual cost differences, publicly available group discounts (military, veterans, seniors, students), insurance risk-relevant data, or credit decisions based on Fair Credit Reporting Act consumer reports

Permits individualized wages only when based solely on data directly related to job tasks or cost differences in providing labor, and requires employers to disclose in plain language what data the automated system considers before hiring

Requires businesses using automated decision systems for pricing or wages to publish procedures for ensuring data accuracy, allowing consumers/workers to challenge data, and providing information about how the system sets prices or wages

Effective August 1, 2026, and would be codified in Minnesota Statutes chapter 325D