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MN HF4183
Bill
Status
3/12/2026
Primary Sponsor
Steve Elkins
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AI Summary
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Eliminates the requirement for health carriers to obtain commissioner approval before discontinuing individual health plans in Minnesota, removing the May 1 advance notice to the commissioner and the commissioner's authority to disapprove discontinuations
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Removes exceptions that previously allowed carriers to discontinue plans without commissioner approval for plans with fewer than 25 enrollees, grandfathered plans, and non-catastrophic/non-platinum plans
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Retains requirements that carriers must provide 90 days written notice to policyholders before discontinuing coverage and offer guaranteed issue enrollment in other available individual plans
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Establishes state standards for "uniform modification of coverage" allowing carriers to modify individual market health plans at renewal if changes apply uniformly to all individuals with that product
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Permits uniform modifications for federal/state compliance or when products maintain the same carrier, network type, majority of service area, cost-sharing structure, and covered benefits within a plus or minus 2 percentage point rate impact
Legislative Description
Requirements necessary for a health carrier to discontinue individual health plans eliminated, and state exception for a health carrier's uniform modification of coverage under an individual market health plan established.
Last Action
Introduction and first reading, referred to Commerce Finance and Policy
3/12/2026