MN SF1961

Requires all health plans providing maternity benefits to cover infertility diagnosis, treatment, and standard fertility preservation services effective January 1, 2027, with unlimited embryo transfers allowed but a limit of four completed oocyte retrievals

Defines infertility as failure to establish pregnancy after 12 months of unprotected intercourse for those under 35, or 6 months for those 35 and older, as well as inability to reproduce without medical intervention or a provider's clinical determination

Mandates that cost-sharing for infertility coverage cannot exceed what is charged for maternity coverage, and prohibits benefit maximums, waiting periods, or other limitations not applied to maternity benefits

Extends coverage requirements to Medical Assistance and MinnesotaCare programs, effective January 1, 2027 or upon federal approval, and removes the existing exclusion of fertility drugs from Medical Assistance drug coverage

Appropriates funds from the general fund to reimburse health plan companies for the additional coverage costs and to the commissioner of human services for Medical Assistance and MinnesotaCare infertility treatment coverage