MN SF3407

Expands the definition of "employee" to include workers providing direct support services under several state programs (sections 256B.0659, 256B.85, 256B.4911, and 256.476), clarifying workers' compensation coverage requirements for personal care assistance and consumer-directed services

Increases the exemption for workers' compensation claims from seizure or sale for debt payment from $1,000,000 to $10,000,000 per claim, effective for injuries on or after October 1, 2025

Establishes new requirements for "zero estimated exposure" workers' compensation policies in construction, requiring signed attestations from applicants confirming no employees and mandating 60-day notification to insurers if employees are hired

Creates a regulatory framework for owner-controlled and contractor-controlled insurance programs for large construction projects exceeding $100 million, requiring commissioner approval, $2,500 application fees, and specific insurance standards

Modifies intervention procedures in workers' compensation cases to extinguish untimely intervenor claims (except for family nursing services) and updates appeal filing requirements by removing the duplicate filing with the commissioner