MN SF3615

Health plans providing maternity benefits must cover diagnosis and treatment for infertility as well as standard fertility preservation services for patients undergoing medical treatments that risk impairing fertility

Coverage must include unlimited embryo transfers with a limit of four completed oocyte retrievals; single embryo transfer required when medically appropriate

Cost-sharing for infertility coverage cannot exceed cost-sharing for maternity coverage, and plans cannot impose benefit maximums, waiting periods, or limitations not applicable to maternity benefits

Medical Assistance and MinnesotaCare must cover infertility treatment and fertility preservation services, with the current exclusion for fertility drugs removed

Religious nonprofit and closely held for-profit organizations may opt out of providing infertility coverage through an existing accommodation process; effective date is January 1, 2027 for health plans