MN SF3768

All health plans in Minnesota must cover doula services (emotional and physical support during pregnancy, labor, birth, and postpartum) provided by a certified doula of the mother's choice, effective January 1, 2027

Health plans are prohibited from imposing any cost-sharing (deductibles, co-payments, coinsurance), utilization review, referral requirements, delay periods, or quantity limitations on doula services coverage

The Commissioner of Commerce must reimburse health plan companies for the cost of providing this new mandated coverage, with an annual appropriation from the general fund beginning in fiscal year 2028

Medical Assistance (Medicaid) must also comply with the new doula coverage requirements, unless doing so would jeopardize federal financial participation or result in lower coverage levels for enrollees

An exception allows cost-sharing requirements to apply for enrollees with health savings accounts or catastrophic health plans where pre-deductible coverage would cause federal plan ineligibility