MO HB1304

Health carriers must continue coverage for children and dependents with Down Syndrome after age 18 for all health benefit plans delivered, issued, continued, or renewed in Missouri on or after January 1, 2011.

Down Syndrome is defined as a chromosomal disorder caused by an error in cell division resulting in an extra whole or partial copy of chromosome 21.

Coverage for Down Syndrome cannot be subject to greater deductibles or co-payments than other similar health care services provided by the plan.

Exemptions apply to supplemental insurance policies including life care contracts, accident-only policies, specified disease policies, Medicare supplement policies, long-term care policies, and short-term major medical policies of six months or less.