SB 630 - Manufactured Homes Legislation Summary

• Manufactured Home Definition and Real Property Conversion: Establishes procedures for converting manufactured homes to real property through permanent affixation to land, including filing affidavits of affixation with recorders and the director of revenue, with requirements for manufactured homes placed on owned land to become real estate.

• Security Interests and Liens: Modifies perfection and priority rules for security interests in manufactured homes, requiring notice of lien filings with the director of revenue and establishing that certain security interests perfected under specific sections take priority over those filed under Uniform Commercial Code Article 9.

• Abandoned Manufactured Home Procedures: Creates detailed processes for real property owners to claim liens against abandoned manufactured homes placed on their property, including notice requirements, court procedures for contesting liens, and provisions for public sale of the homes to recover unpaid rent.

• Manufactured Home Affixation and Severance: Allows for filing affidavits of affixation and severance in real property records to document when manufactured homes become permanently attached to or detached from land, with corresponding updates to state title records.

• Effective Date and Scope: Repeals and reenacts multiple sections of Missouri law relating to manufactured homes, property taxes, banking, consumer credit, and real estate, with effectiveness set for March 1, 2011.