SB 181 Summary

• Reinstates and modifies the Motorist Insurance Identification Database Act, effective July 1, 2012, transferring administration from the Department of Revenue to the Missouri Highway Patrol.

• Establishes funding through annual vehicle registration fees ($1 for annual registration, $2 for biennial registration) deposited into a dedicated "Motorist Insurance Identification Database Account" within the State Highways and Transportation Fund.

• Requires the Highway Patrol to contract with a designated agent to develop and maintain a database comparing vehicle registrations against insurance records, with monthly updates from insurers and the state.

• Authorizes suspension of vehicle registration if owners fail to maintain required liability insurance for three consecutive months, with reinstatement fees ranging from $20 to $400 depending on prior violations.

• Adds new requirements for towing companies to notify the designated agent of nonconsensual tows within 45 minutes, providing vehicle and storage facility information so insurers can be contacted within three business days.