MO HB1548

All public events in state parks or historic sites sponsored by outside groups must carry liability insurance unless specifically exempted.

Exempt activities include fishing derbies, antique car shows, driving tours, art shows, horseshoe tournaments, Easter egg hunts, and jam sessions sponsored by civic organizations or clubs.

Events requiring minimum coverage of $100,000 per person and $1,000,000 per occurrence include adventure races, bike tours, church services, cross-country meets, swimming, and triathlons.

Major events or activities involving mechanized vehicles, firearms, aircraft, alcohol sales, bounce houses, hot air balloons, or horses require minimum coverage of $2,000,000 per occurrence.