MO HB595

Requires all health insurance policies, plans, and contracts (individual, group, self-insured, HMO, and managed care) to cover hearing screenings and audiological assessments for children birth to age three.

Mandates coverage of initial amplification devices including hearing aids, cochlear implants, assistive listening devices, hearing assistive technology systems, and accessories deemed necessary based on screening and assessment results.

Prohibits applying higher deductibles or co-payments to covered hearing services than those applied to other similar health care services.

Exempts supplemental insurance policies (life care contracts, accident-only, specified disease, Medicare supplement, long-term care, and short-term major medical policies of six months or less) from the coverage requirement.

Requires coverage for newborns eligible for medical assistance and the children's health program with payment procedures outlined in existing statutes.