MO HB1105

Requires developers of new planned communities (platted or created after the bill's effective date) to record a declaration of covenants, conditions and restrictions, incorporate a Missouri non-profit corporation to manage the community, and convey common areas to the association by warranty deed.

Mandates declarations created after January 1, 2015 contain specific information including community name, property description, lot lists, common area descriptions, voting allocations, insurance requirements, termination methods, and use restrictions.

Establishes a phased transition of board control from the developer to lot owners: one board member elected by lot owners at 50% occupancy, a majority at 95% occupancy, and complete control at 100% occupancy.

Requires annual meetings open to all lot owners with notice provided 10-60 days in advance, and allows special meetings if 5% of lot owners request one; all association records must be open to lot owners and retained for three years.

Allows circuit courts to approve declaration amendments related to community safety or common area maintenance if the amendment receives majority support with less than 33% voting against, even if it fails to meet the declaration's voting requirement.