MO HB1153

Prohibits employers from requiring employees or prospective employees to consent to credit reports containing credit scores, account balances, payment history, or bank account information as a condition of employment, with limited exceptions.

Allows credit report requirements only if the employer is a financial institution, the report is required by law, the employer has reasonable belief the employee violated employment-related laws, or the report is substantially related to the job or a disclosed bona fide job-related purpose.

Defines "substantially related" positions to include managerial roles, positions with access to personal or financial information, fiduciary responsibilities, expense accounts or corporate cards, access to confidential business information, or access to nonfinancial assets valued at $2,005 or more.

Establishes complaint process allowing employees and prospective employees to file violations with the Department of Labor and Industrial Relations, which must investigate within 30 days and conduct hearings if warranted.