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MO HB1841
Bill
Status
2/12/2014
Primary Sponsor
Keith Frederick
Click for details
AI Summary
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Amends Missouri insurance law (Chapter 376, RSMo) by adding section 376.1175 requiring health carriers and health benefit plans to count out-of-pocket costs toward deductibles and maximum out-of-pocket limits.
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Requires that costs for health care services provided by physicians, physical therapists (by physician referral), physician assistants, registered professional nurses, assistant physicians in collaborative practice, and licensed psychologists be counted as qualified medical expenses.
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Mandates that penalties imposed on policyholders for failure to maintain health insurance plans meeting federal essential benefits coverage requirements be counted as qualified medical expenses toward deductibles and out-of-pocket maximums.
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Applies to all health benefit plans, high-deductible health insurance plans, and any other health insurance plans offered in Missouri.
Legislative Description
Requires health insurers to count all out-of-pocket medical costs and health care insurance penalties imposed on an insured for purposes of the deductible and maximum out-of-pocket limits
Last Action
Referred: Insurance Policy(H)
3/4/2014