MO HB1892

Increases minimum motor vehicle liability insurance coverage for drivers with a single DWI conviction to $100,000 per person/$300,000 per accident for bodily injury and $50,000 for property damage, effective for two years following conviction.

Requires drivers with a second DWI conviction to carry $250,000 per person/$500,000 per accident for bodily injury and $100,000 for property damage, effective for five years following conviction.

Mandates drivers with three or more DWI convictions maintain $500,000 per person/$1,000,000 per accident for bodily injury and $200,000 for property damage with no time limit.

Prohibits retroactive application of household member driver exclusions in insurance policies.

Creates a Class A felony for involuntary manslaughter in the first degree when a person with a prior DWI conviction causes death while intoxicated and operating a motor vehicle.