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MO HB391

Bill

Official Source

Status

Passed

6/3/2015

Primary Sponsor

Don Gosen

Click for details

Origin

House of Representatives

2015 Regular Session

AI Summary

  • Expands acceptable mail delivery methods for cancellation/non-renewal notices to include USPS certificate of mailing, first class mail with Intelligent Mail barcode (IMb), or other USPS-approved tracking methods
  • Requires insurers to send written policy renewal notices at least 15 days before the new policy's effective date, containing the insured's name, vehicle covered, total premium, and effective date
  • Allows policyholders to request electronic delivery of renewal notices, with the right to rescind and return to first class mail delivery at any time
  • Expands mail delivery options for refusal-to-write notices to include certified mail, certificate of mailing, first class mail with IMb tracking, or other USPS-approved methods
  • Clarifies that insurers may reinstate cancelled policies if the cancellation reason is remedied, and may send post-cancellation communications without voiding the original cancellation

Legislative Description

Changes the notice requirements for automobile insurance cancellations or refusals

Last Action

Delivered to Secretary of State (G)

6/3/2015

Committee Referrals

Select Committee on Rules2/11/2015
Property, Casualty, and Life Insurance1/27/2015

Full Bill Text

No bill text available