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MO HB529

Bill

Status

Engrossed

3/16/2015

Primary Sponsor

Don Gosen

Click for details

Origin

House of Representatives

2015 Regular Session

AI Summary

  • Requires Missouri-domiciled insurers to maintain a risk management framework and conduct an annual Own Risk and Solvency Assessment (ORSA) to evaluate material risks and capital sufficiency
  • Exempts insurers with less than $500 million in annual direct written premiums and insurance groups with less than $1 billion in annual premiums from filing requirements
  • ORSA summary reports must be signed by the chief risk officer and provided to the insurer's board of directors; director may request reports no more than once per year
  • Designates ORSA reports as confidential trade secret documents exempt from public disclosure, subpoena, and discovery in private civil actions
  • Effective January 1, 2016, with first ORSA filings due in 2016; failure to file subjects insurers to daily level two violations

Legislative Description

Requires insurers to file own risk and solvency assessment summary reports with the Department of Insurance, Financial Institutions and Professional Registration

Last Action

Placed on Informal Calendar

5/6/2015

Committee Referrals

Governmental Accountability and Fiscal Oversight5/4/2015
Fiscal Review3/11/2015
Select Committee on Insurance2/24/2015
Property, Casualty, and Life Insurance1/27/2015

Full Bill Text

No bill text available