MO HB64

Increases the maximum fee lenders can charge on loans of 30 days or longer (non-open-end credit) from $75 to $100, with the fee capped at 10% of the principal amount loaned

Applies to loans that are not "open-end credit" as defined under the federal Consumer Credit Protection Act

Maintains existing prohibition on charging this fee for loan extensions, refinances, restructures, or renewals unless an investigation is conducted on the application