MO HB781

Creates statewide regulatory framework for transportation network companies (TNCs) like Uber and Lyft, defining them as distinct from taxicabs, limousines, and common carriers

Requires TNC drivers to maintain primary automobile insurance: $50,000/$100,000/$25,000 liability while logged on but not transporting passengers, and $1 million combined coverage during prearranged rides

Mandates criminal background checks (including fingerprints) for TNC drivers and prohibits those with felony convictions involving crimes against persons or moral turpitude within 10 years, or DWI within 5 years

Removes taxicab industry representatives from the St. Louis Regional Taxicab Commission and prohibits the commission from adopting rules more restrictive on TNCs than state law

Political subdivisions may charge permit fees of 1% of gross fares (capped at $150 per driver), and TNCs must accept rides only through their digital platform with no cash payments or street hails