MO HB2752

Expands prosthetic device coverage requirements to include multi-employer health plans (collective bargaining agreements covering employees of two or more employers), in addition to health carriers and health benefit plans

Requires coverage for prosthetic devices, services, and supplies to equal at minimum the coverage provided under federal Medicare, with reimbursement at no less than the current federal Medicare fee schedule

Mandates that benefits for prosthetic devices match the annual and lifetime maximums of basic health care services; if no maximums exist for basic services, prosthetic benefits cannot have maximums

Requires co-payments, coinsurance, deductibles, and out-of-pocket maximums for prosthetics to be no more than the most common amounts applied to basic health care services

Effective date of January 1, 2017; exempts supplemental policies including accident-only, specified disease, Medicare supplement, long-term care, and short-term major medical policies of six months or less