MO HB2303

Requires the Department of Elementary and Secondary Education to convene a work group to develop academic performance standards for the existing one-half unit personal finance credit requirement

Work group must include personal finance educators (at least 25% of members), a department representative, and up to two representatives each from banking, investment, student loan, retirement planning, and insurance industries, plus business entrepreneurs and nonprofit organizations

State Board of Education must adopt personal finance standards for the 2027-28 school year, with mandatory review every seven years to reflect current economic trends and best practices

Beginning 2027-28, all students must satisfactorily complete the one-half credit personal finance course after grade nine to receive a high school diploma

School districts may waive the requirement for out-of-state transfer students with documentation of similar coursework, and may allow ninth graders to take the course early with school counselor recommendation