MO HB3512

Requires businesses to clearly disclose automatic renewal terms, recurring charges, cancellation policies, and renewal term lengths before consumers complete a subscription or purchase agreement

Prohibits charging consumers' payment accounts for automatic renewals without first obtaining affirmative consent, and requires businesses to provide a retainable acknowledgment of all offer terms

Mandates businesses provide at least one cost-effective cancellation method (toll-free number, email, postal address, or other easy mechanism) and allow consumers to cancel through the same medium used to sign up

Permits businesses to offer discounts or retention benefits during cancellation, but only if consumers can still immediately complete cancellation by stating intent or clicking a "click to cancel" button

Authorizes the Attorney General to bring civil actions against violating businesses for damages, court costs, and attorney's fees; applies to contracts entered, amended, or extended on or after August 28, 2026