MO SB1684

Regulates sale leaseback transactions where homeowners sell their residence and lease it back, applying to properties with 1-4 dwelling units

Requires buyers to provide sellers with a mandatory boldface disclosure statement warning that they will no longer own their home, may face eviction, and may lose the right to repurchase

Mandates a 30-day waiting period between signing the agreement and closing/title transfer, with disclosure provided 3-10 business days before execution

Grants sellers an unconditional right to cancel the agreement in writing without penalty any time before title transfer, with all payments refunded within 10 business days

Establishes civil penalties up to $10,000 per violation, allows attorney general enforcement, and creates private right of action for harmed sellers to recover actual damages plus $10,000 statutory damages and attorneys' fees