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MS HB172

Bill

Status

Failed

3/4/2010

Primary Sponsor

Joe Warren

Click for details

Origin

House of Representatives

2010 Regular Session

AI Summary

  • Reenacts Sections 81-22-1 through 81-22-28 of the Mississippi Code, which constitute the Mississippi Debt Management Services Act regulating debt management service providers operating in the state
  • Extends the repealer (sunset) date for the Act from its previous expiration to July 1, 2013
  • Requires debt management service providers to obtain a license ($750 initial fee, $475 annual renewal) and post a $50,000 surety bond to operate in Mississippi
  • Caps consumer fees at $30/month for maintenance, $75 one-time setup, $15–$25 for credit reports, $50 for educational courses, and $50 for bankruptcy consultations by approved nonprofit agencies
  • Grants the Commissioner of Banking and Consumer Finance authority to examine licensees, investigate complaints, impose civil penalties up to $500 per violation, and suspend or revoke licenses for noncompliance

Legislative Description

Mississippi Debt Management Service Act; extend the date of the repealer on.

Last Action

Died In Committee

3/4/2010

Full Bill Text

No bill text available