MS HB390

Prohibits insurers, adjusters, and their agents from soliciting or accepting referral fees or gratuities for directing claimants to specific repair facilities

Bars insurers from stating or suggesting that policyholders must use a specific repair shop or preferred provider list for damage repairs to receive coverage

Prevents insurers from restricting repair shop choice by requiring claimants to travel unreasonable distances for vehicle repairs

Requires insurers to clearly and prominently display these consumer protections on the face of motor vehicle insurance policies or certificates

Establishes misdemeanor penalties with fines up to $1,000 for violations, with an effective date of July 1, 2010