MS HB560

Prohibits health carriers from denying, canceling, or limiting health insurance coverage or charging higher premiums based on an applicant's or insured's status as a victim of domestic abuse, stalking, sexual assault, or similar acts by family members, household members, or intimate partners

Bars insurance companies from disclosing confidential abuse information (including addresses, phone numbers, and abuse-related medical conditions) except in limited circumstances such as to the abuse victim, healthcare providers, or when ordered by a court

Requires health carriers to provide written explanations when taking adverse actions based on abuse-related medical conditions and demonstrate the action is not discriminatory based on abuse status

Mandates that abuse-related medical conditions cannot be classified as preexisting conditions under health insurance policies issued after July 1, 2010

Requires health carriers to develop written policies protecting the safety and privacy of abuse victims and authorizes the Insurance Commissioner to investigate complaints and impose penalties including license revocation, civil fines, and cease and desist orders