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MS SB2427

Bill

Status

Passed

3/17/2010

Primary Sponsor

Joey Fillingane

Click for details

Origin

Senate

2010 Regular Session

AI Summary

  • Reenacts all sections (81-22-1 through 81-22-28) of the Mississippi Debt Management Services Act, which governs licensing and regulation of debt management service providers operating in the state
  • Extends the sunset/repealer date for the Act from its previous expiration to July 1, 2013
  • Requires debt management service providers to obtain a license ($750 initial fee, $475 annual renewal) and post a $50,000 surety bond with the Commissioner of Banking and Consumer Finance
  • Caps consumer fees at $30/month for maintenance, $75 one-time setup, $15-$25 for credit reports, $50 for educational courses, and $50 for bankruptcy consultations by approved nonprofit agencies
  • Mandates that consumer funds be deposited within two business days into federally insured escrow accounts and remitted to creditors within 15 business days, with providers prohibited from commingling escrow and operating funds

Legislative Description

MS Debt Management Services Act; extend repealer on.

Last Action

Approved by Governor

3/17/2010

Full Bill Text

No bill text available