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MS SB2972

Bill

Status

Failed

2/2/2010

Primary Sponsor

Kelvin Butler

Click for details

Origin

Senate

2010 Regular Session

AI Summary

  • Requires any contract, credit sale, obligation, or extension of credit with a principal balance exceeding $2,000 to include a provision allowing borrowers to skip one payment per calendar year
  • Skipped payment results in a one-month extension of the contract term instead of defaulting on the obligation
  • Applies to all such agreements regardless of other existing law provisions
  • Takes effect July 1, 2010

Legislative Description

Loans over a certain amount; borrower may skip one monthly payment per calendar year.

Last Action

Died In Committee

2/2/2010

Full Bill Text

No bill text available