MS HB1377

Requires workers' compensation law be construed upon proof by preponderance of evidence rather than other standards.

Revises owner/operator coverage requirements for motor carriers, including minimum $1,000,000 occupational accident policy coverage with 66-2/3% indemnity benefits and medical coverage for work-related injuries.

Increases waiting period for workers' compensation benefits from 3 days to 7 days; increases maximum weekly benefit calculation to include 125% of state average weekly wage.

Modifies apportionment for preexisting conditions by requiring attorney-referee (not employer/carrier) to determine percentage; establishes credit system for advance payments already made.

Establishes new section requiring claimants to exhaust coverage under other applicable insurance policies before pursuing covered claims under workers' compensation guaranty associations.