MS HB31

Expands financial literacy program authorization in Mississippi schools from grades 10-11 to grades 9-12, allowing any student in those grades to participate if a district implements the program.

Requires financial literacy instruction to cover personal business and finance topics as specified in Section 37-1-3(2)(b).

Permits school boards to coordinate with volunteer teachers from community organizations including USDA Rural Development, HUD, Junior Achievement, bankers, and other nonprofits.

Makes implementation of a financial literacy program optional for school boards rather than mandatory.

Takes effect July 1, 2012.