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MS HB326

Bill

Status

Failed

4/3/2012

Primary Sponsor

Greg Snowden

Click for details

Origin

House of Representatives

2012 Regular Session

AI Summary

  • Exempts individuals who owner finance no more than 5 residential mortgage loans per calendar year from the Mississippi S.A.F.E. Mortgage Act licensing requirements

  • Violations of the 5-loan limit do not affect the purchaser/borrower's title to the property or their obligation to repay the mortgage loan

  • Existing exemptions remain in place for registered mortgage loan originators working for specified entities, family member transactions, licensed attorneys, depository institutions, and certain small loan licensees

  • Effective date of July 1, 2012

Legislative Description

S.A.F.E. Mortgage Act; exempt persons who owner finance no more than 5 residential mortgage loans per year.

Last Action

Died In Committee

4/3/2012

Full Bill Text

No bill text available