MS HB1022

Amends Mississippi Code sections 97-19-55 through 97-19-69 to include electronic transfers alongside checks, drafts, and orders in the bad checks and insufficient funds law.

Expands the definition of "issuing worthless checks" to encompass electronic transfers made with intent to defraud when the issuer lacks sufficient funds or authority on the designated account.

Modifies notice requirements and procedures to apply to dishonored electronic transfers, including the $40 service charge and 15-day payment deadline.

Updates penalty provisions to apply uniformly to checks, drafts, orders, and electronic transfers, maintaining existing sentencing structures for misdemeanor and felony convictions based on amount and offense history.

Amends Section 97-21-5 to classify electronic transfers and electronic signatures as writings and written instruments under Mississippi's forgery laws.