House Bill 112 Summary

• Require nursing home owners and operators to purchase and maintain a minimum of $500,000 in liability insurance per facility, with coverage for each resident per occurrence of negligence.

• Define "nursing home" broadly to include personal care homes, assisted living facilities, retirement homes, hospice care services, home health services, and long-term care facilities providing medical treatment, personal care, or custodial care to elderly, infirmed, disabled, or incapacitated individuals.

• Require nursing home operators to disclose in writing whether they carry liability insurance, with the disclosure placed prominently before the contract signature line and displayed conspicuously in the facility.

• Require applicants for nursing home licenses to provide proof of liability insurance coverage to the State Department of Health and include evidence of insurance compliance in annual license renewal reports.

• Authorize the State Department of Health to suspend or revoke the license of any nursing home that violates these insurance requirements, effective July 1, 2013.