MS HB12

Expands the grades in which school boards may implement a financial literacy program from grades 10 and 11 to grades 9 through 12.

Allows any student in grades 9, 10, 11, or 12 to participate in the financial literacy program if a district chooses to implement one.

Financial literacy instruction must cover personal business and finance topics as required under Section 37-1-3(2)(b).

School boards may coordinate with volunteer teachers from community organizations including USDA Rural Development, HUD, Junior Achievement, bankers, and nonprofits.

Implementation of a financial literacy program remains optional for school districts; nothing in the statute requires boards to establish such a program.