MS HB1388

Prohibits civil liability and eliminates causes of action against any person or entity for furnishing information about suspected, anticipated, or completed insurance fraud to law enforcement, investigatory, prosecutorial, or regulatory agencies.

Exception: Civil liability may apply if false statements were made with actual malice, requiring the plaintiff to plead specific facts supporting actual malice and prove it by clear and convincing evidence.

Clarifies that the immunity applies only to the act of reporting and does not protect individuals from liability for committing fraud or other tortious conduct.

Amends Mississippi Code Section 83-13-21 to align immunity for insurance companies and agents furnishing fire loss information with the new general insurance fraud reporting immunity provisions.

Effective date: July 1, 2013.