MS HB236

Amends Mississippi Code § 97-23-103 to expand the definition of home repair fraud to include home construction and adds new offense of aggravated home repair fraud targeting vulnerable persons and elderly victims.

Establishes that failure to substantially perform home repair work constitutes fraud unless a legitimate business reason exists and the contractor provides written notice within 30 days of becoming aware of the breach.

Creates rebuttable presumption of fraudulent intent when contractor fails to return payments and engages in specified conduct such as ignoring written demands, failing to notify of business changes, or using deception.

Introduces aggravated home repair fraud as a felony offense when fraud is committed against persons 60 years or older or vulnerable persons, with penalties up to 10 years imprisonment and $25,000 fines for repeat offenders.

Allows state and local licensing authorities to suspend or revoke home repair-related licenses and permits of persons convicted of aggravated home repair fraud based on offense severity.