MS HB674

Prohibits insurers, their employees, agents, adjusters, and entities employing adjusters from requiring insureds to use a specific repair contractor or shop as a condition of claim payment.

Limits insurer payment obligations to the lowest prevailing amount for proper, full, and fair repairs using original manufacturer-approved procedures within a reasonable geographical or trade area.

Prohibits insurers and related parties from soliciting referral fees, requiring use of preferred repair lists, or restricting insureds' choice of repair facilities by requiring unreasonable travel distances.

Requires insurers to clearly and prominently display these protections on the face of all motor vehicle insurance policies or certificates.

Establishes violation as a misdemeanor punishable by a fine of up to $1,000, effective July 1, 2013.