MS HB693

Amends Mississippi Code Section 83-11-101 to require policyholders to reject uninsured motorist coverage "knowingly and intelligently" in writing, rather than simply in writing, to decline the coverage

Applies the enhanced rejection standard to both bodily injury coverage (required since 1967) and property damage coverage (required since 1980) under uninsured motorist provisions

Maintains existing requirements that automobile liability insurance policies must include uninsured motorist coverage unless properly rejected by the named insured

Preserves the provision allowing insurers to omit coverage on renewal policies if the named insured previously rejected coverage, unless the insured specifically requests it in writing

Effective date of July 1, 2013