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MS HB877

Bill

Status

Failed

2/5/2013

Primary Sponsor

Richard Bennett

Click for details

Origin

House of Representatives

2013 Regular Session

AI Summary

  • Places the burden of proof on property and casualty insurers to demonstrate that policy exclusions apply when policyholders sue over denied "all perils" coverage claims

  • Requires insurers to prove exclusion applicability by a preponderance of the evidence standard

  • Applies to civil actions filed on or after July 1, 2013, regardless of when the underlying claim or loss occurred

  • Effective date of July 1, 2013

Legislative Description

Civil actions; provide that P&C insurers have burden of proof for exclusions in "all perils" coverage policy.

Last Action

Died In Committee

2/5/2013

Committee Referrals

Insurance1/21/2013

Full Bill Text

No bill text available