MS HB756

Requires the Commissioner of Insurance to establish uniform policy language by regulation regarding hurricane deductibles in homeowner's insurance policies and the form of notice insurers must provide to policyholders.

Defines "hurricane" for deductible purposes as a storm system declared a hurricane by the National Hurricane Center of the National Weather Service.

Specifies that hurricane deductible duration begins when a hurricane watch or warning is issued for any part of Mississippi and ends 24 hours after the last watch or warning is terminated.

Effective July 1, 2014.