MS HB984

Amends Mississippi Code Section 83-11-101 to require policyholders reject uninsured motorist coverage "knowingly and intelligently" in writing rather than simply in writing.

Applies the heightened rejection requirement to both bodily injury coverage (required since 1967) and property damage coverage (required since 1980) for uninsured motorist protection.

Maintains existing provisions allowing policyholders to increase uninsured motorist limits up to their liability insurance limits or lesser amounts of their choosing.

Preserves the rule that rejected coverage need not be included in renewal policies unless the named insured requests it in writing.

Takes effect July 1, 2014.