MS SB2128

Prohibits civil liability and bars causes of action against any person or entity for reporting suspected, anticipated, or completed insurance fraud to law enforcement, investigatory, prosecutorial, or regulatory agents or agencies.

Exception allows civil claims if false statements were made with actual malice, requiring the plaintiff to plead specific facts supporting actual malice and prove it by clear and convincing evidence.

Does not limit liability for persons who actually commit fraud or other tortious conduct, only protects the act of reporting fraud.

Amends Section 83-13-21 to provide insurance companies and agents furnishing information about fire losses are immune from civil liability as provided in Section 1 of this act.

Takes effect July 1, 2014.