MS HB276

Nursing home owners and operators must purchase and maintain minimum liability insurance of $1,000,000 per facility, covering each resident per occurrence of negligence.

Liability insurance coverage applies only to indemnity of the insured; cost of defending the insured is not covered.

Owners and operators must provide written proof of insurance to the State Department of Health before establishing, owning, or operating a nursing home.

Nursing homes must disclose in writing to patients or contracting parties at the time of initial agreement whether liability insurance is carried, with disclosure displayed prominently in contracts and facilities.

The State Department of Health must suspend or revoke licenses of nursing homes that violate these requirements; amendments to licensing sections require proof of insurance for initial licensure and compliance certification for annual renewal.