MS HB548

Requires individuals with suspended driver's licenses under Mississippi's Implied Consent Laws to provide an SR22 certificate of insurance to the Department of Public Safety for reinstatement, valid for at least three years.

Mandates an SR22 certificate of insurance for drivers who caused over $500 in damages while uninsured and whose victims recovered through uninsured motorist coverage, to retain or reinstate their driver's license.

Requires insurance companies to notify the Department of Public Safety within 15 days when an uninsured motorist claim is paid out under the circumstances described in the bill.

Suspends driving privileges if a person fails to maintain required SR22 coverage until coverage resumes and reinstatement fees are paid, or until the three-year requirement period expires.

Requires insurance companies to notify the Department of Public Safety within 15 days of canceling SR22 coverage before the three-year period ends, using an SR26 certificate.