MS HB688

Eliminates the five-worker threshold for mandatory workers' compensation coverage, reducing it to one or more employees.

Removes the waiting period for medical benefits, allowing injured employees to receive medical coverage immediately upon injury.

Changes permanent total disability compensation from a fixed 450-week maximum to lifetime payments adjusted for cost of living and potential earnings, with the commission developing the calculation methodology.

Extends appeal deadlines from 20-30 days to two years for requesting review of workers' compensation commission decisions and appealing to the Supreme Court.

Requires the State of Mississippi to provide compensation to injured employees and seek subrogation when employers illegally fail to maintain workers' compensation insurance.