MS HB755

Require health insurance policies that cover neurological disorders to provide equal coverage for autism spectrum disorder treatment in children under 12 years old.

Define autism spectrum disorders as neurological disorders appearing in the first three years of life, characterized by impairments in communication and social interaction plus restrictive or repetitive behaviors.

Apply the same deductible, copayment, and benefit limits for autism spectrum disorder treatment as those applied to other neurological disorders.

Prohibit insurers from refusing to renew policies, reissue policies, or restricting services based solely on an autism spectrum disorder diagnosis.

Exempt accident-only, specified disease, hospital indemnity, Medicare supplement, long-term care, and other limited benefit policies from these requirements, effective January 1, 2015.